ChangeNOW vs SimpleSwap: the Philippines numbers
ChangeNOW vs SimpleSwap for Philippines: published fees, verification rules, and availability side by side, checked on August 4, 2026.
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- Sources
- Official sources cited
- Market
- Philippines
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- Market
- en-PH / PH
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- comparison
- Updated
- Aug 4, 2026
Referral terms vary by region and account state.
ChangeNOW and SimpleSwap both publish their terms — this page compares them line by line for Philippines. Neither platform publishes enough overlapping numbers for a mechanical verdict in Philippines, so this page puts the terms they do publish side by side, each linked to its source. Every figure was re-checked against official pages on August 4, 2026, and the row-level sources are one click away below.
Exchange
ChangeNOW
- Market
- Philippines
Referral terms vary by region and account state.
Swap with ChangeNOWChangeNOW vs SimpleSwap: published terms
ChangeNOW and its counterpart are lined up on the same published rows below — entry-tier costs, verification, coverage, and local availability — with the winning cell decided by the published number alone, re-checked on August 4, 2026. Where a platform does not publish a figure, the row says so instead of guessing, because an unpublished number is a real answer about transparency too. Use the availability row first if you are signing up from Philippines: a cheaper venue that cannot legally take your registration is not cheaper.
| Brand | Published value | Source | Availability | Action |
|---|---|---|---|---|
| ChangeNOW | Fee model: All-inclusive estimate: network + liquidity-provider trading fees baked into the quoted rate; no separately published service-fee percentage; FAQ: no additional or hidden fees · Rate types: Fixed-rate mode: the exchange completes regardless of rate fluctuations, with the agreed amount guaranteed | ChangeNOW official website | accepts Philippines | Open account |
 SimpleSwap | Fee model: Spread-based: no explicit percentage fee on crypto-to-crypto swaps; margin is built into the quoted rate · Rate types: Floating and fixed rate; fixed-rate swaps require deposit within 20 minutes and have upper limits; floating-rate swaps have no restrictions | SimpleSwap official website | accepts Philippines | Open account |
Row-by-row verdict
Each check below names the platform whose published number wins that row outright, using the values re-verified on August 4, 2026. ChangeNOW and its rival keep their source links in the last row, so any cell can be audited in one click before you commit funds — and if a provider stops publishing a value, the row flips to "not published" on the next re-check rather than staying frozen.
| Check | ChangeNOW | SimpleSwap |
|---|---|---|
| Fee model | All-inclusive estimate: network + liquidity-provider trading fees baked into the quoted rate; no separately published service-fee percentage; FAQ: no additional or hidden fees | Spread-based: no explicit percentage fee on crypto-to-crypto swaps; margin is built into the quoted rate |
| Rate types | Fixed-rate mode: the exchange completes regardless of rate fluctuations, with the agreed amount guaranteed | Floating and fixed rate; fixed-rate swaps require deposit within 20 minutes and have upper limits; floating-rate swaps have no restrictions |
| Custody model | Non-custodial: does not hold user balances, no forced sign-up | Non-custodial: crypto sent directly to user wallet, not stored on the service |
| KYC policy | No registration or continuous identity checks; certain jurisdictions require mandatory KYC; otherwise risk-based KYC in specific cases, verification via Sumsub | No mandatory KYC / sign-up; KYC triggered only for transactions flagged as suspicious; optional voluntary verification via SumSub for account perks |
| Minimum exchange | Start from less than $2; no upper limit | not published |
| Listed assets | 1000+ assets available for exchange | 2800+ cryptocurrencies (homepage; FAQ still says 'more than 1000 currencies') |
| Founded | Operating since 2017 (also footer: © 2017 – 2026 CHN Group LLC) | Operating since 2018 per site copyright line (no explicit 'founded in' statement found; Wikipedia article does not exist) |
| Availability | accepts Philippines | accepts Philippines |
| Official source | ChangeNOW official website | SimpleSwap official website |
Using ChangeNOW or SimpleSwap from Philippines
Signing up from Philippines puts ChangeNOW and SimpleSwap under a local rulebook, and it is not what the fee table alone tells you. Bangko Sentral ng Pilipinas (BSP), the central bank, oversees retail crypto platforms as Virtual Asset Service Providers under Circular No. 1108. BSP maintains a public register of licensed VASPs; active non-bank entries include Coins.ph, Maya Philippines and PDAX — no major offshore exchange appears. How money actually reaches the order book here: InstaPay, the BSP-overseen real-time interbank transfer scheme (capped per transaction), is the dominant instant deposit rail for banks and e-wallets. The GCash mobile wallet is the most widely used e-money option, with InstaPay support for interbank transfers. On tax treatment in this market: The Department of Finance expects crypto-asset users to pay tax on their gains and has committed the Philippines to the OECD Crypto-Asset Reporting Framework.
Frequently asked questions
- Which is better: ChangeNOW or SimpleSwap?
- The published numbers do not produce a single winner for Philippines; the table above shows which platform wins each row so you can weight what matters to you.
- How is crypto regulated in Philippines?
- Bangko Sentral ng Pilipinas (BSP), the central bank, oversees retail crypto platforms as Virtual Asset Service Providers under Circular No. 1108. — BSP maintains a public register of licensed VASPs; active non-bank entries include Coins.ph, Maya Philippines and PDAX — no major offshore exchange appears. (source: bsp.gov.ph).
- How does ChainCosts earn from this page?
- If you open an account through a link here, the provider may pay us a commission. It never changes the price you pay, and it has no input into which cell wins a row — the published numbers decide.
At a glance
Key facts
- Market
- Philippines
- Verified
- Data completeness
- Only figures backed by the cited sources are shown; anything we could not verify is left out.
Sources
- ChangeNOW official website
- SimpleSwap official website
- ChainCosts exchange fee checklist
ChainCosts may earn a commission if you sign up through a partner link on this page. This never changes the numbers we publish.
Not financial, tax, custody, or investment advice. Verify live terms with the provider before acting.
Exchange
ChangeNOW
- Market
- Philippines
Referral terms vary by region and account state.
Swap with ChangeNOWExchange
SimpleSwap
- Market
- Philippines
Referral terms vary by region and account state.
Swap with SimpleSwapRoute fit
Who should use this page
swap or exchange screening where users need the destination, fee model, and source references in one place.
- Confirm the provider serves this market before creating an account.
- Check live fees, bonus terms, limits, and identity requirements on the provider site.
- Use the partner link only when the destination still matches ChangeNOW and the visible terms look acceptable.
- Do not assume availability, pricing, or bonuses are identical across countries.
- Avoid depositing or submitting documents until provider terms match your own risk tolerance.
- Remember that partner actions go through ads.chaincosts.com; official source links remain direct.
Machine-readable summaryen-PH / PH
- Canonical source
- https://chaincosts.com/en-PH/compare/changenow-vs-simpleswap
- What this page does
- comparison screening with visible partner-link disclosure
- Offers covered
- ChangeNOW, SimpleSwap
- Evidence
- 3 cited sources: ChangeNOW official website, SimpleSwap official website, ChainCosts exchange fee checklist
- Partner links
- Partner actions go through ads.chaincosts.com; source links stay direct.
- Not advice
- Informational only. Verify provider terms, eligibility, and fees before acting.
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