ChangeNOW vs SimpleSwap: the New Zealand numbers
ChangeNOW vs SimpleSwap for New Zealand: published fees, verification rules, and availability side by side, checked on July 11, 2026.
- Verified
- 11 Jul 2026
- Sources
- Official sources cited
- Market
- New Zealand
Next step
Check the numbers, then open the provider in a new tab
Fees and terms can vary by region and account level. Compare the figures below, then verify the provider's own screen before depositing or submitting documents.
ChangeNOWexchange- Market
- en-NZ / NZ
- Page
- comparison
- Updated
- 11 Jul 2026
Referral terms vary by region and account state.
The published numbers split this one: ChangeNOW has the longer track record (since 2017 vs 2018); SimpleSwap lists more assets (2800 vs 1235). Neither side sweeps the table for New Zealand, so the right pick depends on which row matters most to you. Every figure was re-checked against official pages on July 11, 2026, and the row-level sources are one click away below.
ChangeNOW and its counterpart are lined up on the same published rows below — entry-tier costs, verification, coverage, and local availability — with the winning cell decided by the published number alone, re-checked on July 11, 2026. Where a platform does not publish a figure, the row says so instead of guessing, because an unpublished number is a real answer about transparency too. Use the availability row first if you are signing up from New Zealand: a cheaper venue that cannot legally take your registration is not cheaper.
| Brand | Published value | Source | Availability | |
|---|---|---|---|---|
| ChangeNOW | Fee model: All-inclusive estimate: network + liquidity-provider trading fees baked into the quoted rate; no separately published service-fee percentage; FAQ: no additional or hidden fees · Rate types: Two flows: classic (floating) rate and fixed rate (guaranteed amount, small reserve included in the rate) | ChangeNOW official website | accepts New Zealand | Open account |
 SimpleSwap | Fee model: Spread-based: no explicit percentage fee on crypto-to-crypto swaps; margin is built into the quoted rate · Rate types: Floating and fixed rate; fixed-rate swaps require deposit within 20 minutes and have upper limits; floating-rate swaps have no restrictions | SimpleSwap official website | accepts New Zealand | Open account |
Each check below names the platform whose published number wins that row outright, using the values re-verified on July 11, 2026. ChangeNOW and its rival keep their source links in the last row, so any cell can be audited in one click before you commit funds — and if a provider stops publishing a value, the row flips to "not published" on the next re-check rather than staying frozen.
| Check | ChangeNOW | SimpleSwap |
|---|---|---|
| Fee model | All-inclusive estimate: network + liquidity-provider trading fees baked into the quoted rate; no separately published service-fee percentage; FAQ: no additional or hidden fees | Spread-based: no explicit percentage fee on crypto-to-crypto swaps; margin is built into the quoted rate |
| Rate types | Two flows: classic (floating) rate and fixed rate (guaranteed amount, small reserve included in the rate) | Floating and fixed rate; fixed-rate swaps require deposit within 20 minutes and have upper limits; floating-rate swaps have no restrictions |
| Custody model | Non-custodial: does not hold user balances, no forced sign-up | Non-custodial: crypto sent directly to user wallet, not stored on the service |
| KYC policy | No registration required; risk-based KYC only for flagged cases (fraud reports, AML/CFT, fiat providers, suspicious transactions); verification via Sumsub; suspicious transactions may be placed on hold; no monetary threshold stated | No mandatory KYC / sign-up; KYC triggered only for transactions flagged as suspicious; optional voluntary verification via SumSub for account perks |
| Minimum exchange | Start from less than $2; no upper limit | not published |
| Listed assets | 1235 currencies available for exchange (homepage stat) | 2800+ cryptocurrencies (homepage; FAQ still says 'more than 1000 currencies') |
| Founded | Operating since 2017 (also footer: © 2017 – 2026 CHN Group LLC) | Operating since 2018 per site copyright line (no explicit 'founded in' statement found; Wikipedia article does not exist) |
| Availability | accepts New Zealand | accepts New Zealand |
| Official source | ChangeNOW official website | SimpleSwap official website |
- Which is better: ChangeNOW or SimpleSwap?
- The published numbers do not produce a single winner for New Zealand; the table above shows which platform wins each row so you can weight what matters to you.
- How does ChainCosts earn from this page?
- If you open an account through a link here, the provider may pay us a commission. It never changes the price you pay, and it has no input into which cell wins a row — the published numbers decide.
At a glance
Key facts
- Market
- New Zealand
- Verified
- 11 Jul 2026
- Data completeness
- Only figures backed by the cited sources are shown; anything we could not verify is left out.
ChainCosts may earn a commission if you sign up through a partner link on this page. This never changes the numbers we publish.
Not financial, tax, custody, or investment advice. Verify live terms with the provider before acting.
exchange
ChangeNOW
- market
- New Zealand
Referral terms vary by region and account state.
Swap with ChangeNOWexchange
SimpleSwap
- market
- New Zealand
Referral terms vary by region and account state.
Swap with SimpleSwapRoute fit
Who should use this page
swap or exchange screening where users need the destination, fee model, and source references in one place.
- Confirm the provider serves this market before creating an account.
- Check live fees, bonus terms, limits, and identity requirements on the provider site.
- Use the partner link only when the destination still matches ChangeNOW and the visible terms look acceptable.
- Do not assume availability, pricing, or bonuses are identical across countries.
- Avoid depositing or submitting documents until provider terms match your own risk tolerance.
- Remember that partner actions go through go.chaincosts.com; official source links remain direct.
Machine-readable summary en-NZ / NZ
- Canonical source
- https://chaincosts.com/en-NZ/compare/changenow-vs-simpleswap
- What this page does
- comparison screening with visible partner-link disclosure
- Offers covered
- ChangeNOW, SimpleSwap
- Evidence
- 3 cited sources: ChangeNOW official website, SimpleSwap official website, ChainCosts exchange fee checklist
- Partner links
- Partner actions go through go.chaincosts.com; source links stay direct.
- Not advice
- Informational only. Verify provider terms, eligibility, and fees before acting.
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