What does SimpleSwap actually charge?

Spread-based: no explicit percentage fee on crypto-to-crypto swaps; margin is built into the quoted rate — published at simpleswap.io and last checked on July 11, 2026. Promotional tiers and account-level discounts can lower it.

Do I need to verify my identity on SimpleSwap?

No mandatory KYC / sign-up; KYC triggered only for transactions flagged as suspicious; optional voluntary verification via SumSub for account perks (source: simpleswap.io).

How does ChainCosts earn from this page?

If you open an account through a link here, the provider may pay us a commission. It never changes the price you pay, and the numbers above come from the provider's published pages, not from the commercial relationship.

ChainCosts review en-US / US

SimpleSwap in United States: verified costs and terms

SimpleSwap terms for United States: verified costs, verification rules, and availability, checked against official pages on July 11, 2026 with a source link for every claim.

Verified: Jul 11, 2026
Sources: Official sources cited
Market: United States

SimpleSwap published fees and account terms, summarised on a ChainCosts dashboard — ChainCosts illustration

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Fees and terms can vary by region and account level. Compare the figures below, then verify the provider's own screen before depositing or submitting documents.

Top pickSimpleSwapexchange

Swap with SimpleSwap Get fee alerts

Crypto Exchange Free from sign-up, limits, complications · terms apply

Market: en-US / US
Page: review
Updated: Jul 11, 2026

Referral terms vary by region and account state.

SimpleSwap does not publish a single headline fee, so this page collects the terms it does publish and links every claim to its source (last checked July 11, 2026). SimpleSwap accepts sign-ups from United States at the time of our last check. Verification rules are summarised below straight from the official help pages, so you know what the platform asks for before you commit an email address. The service has operated since 2018, which we treat as track record, not as an endorsement. The United States is the strictest major market: several offshore venues do not accept US persons at all, so availability is the first thing to check before comparing fees.

The table below is the public entry-tier snapshot for SimpleSwap: published fees, verification rules, and account terms, each linked to the official page it was read from and dated July 11, 2026. Logged-in tiers, promotions, and regional product lines can differ from the public schedule, so treat these numbers as the starting point for United States and confirm inside the account before moving size.

SimpleSwap published terms, checked July 11, 2026.
What	Published value	Source
Fee model	Spread-based: no explicit percentage fee on crypto-to-crypto swaps; margin is built into the quoted rate	simpleswap.io
Rate types	Floating and fixed rate; fixed-rate swaps require deposit within 20 minutes and have upper limits; floating-rate swaps have no restrictions	simpleswap.io
Custody model	Non-custodial: crypto sent directly to user wallet, not stored on the service	simpleswap.io
KYC policy	No mandatory KYC / sign-up; KYC triggered only for transactions flagged as suspicious; optional voluntary verification via SumSub for account perks	simpleswap.io
Listed assets	2800+ cryptocurrencies (homepage; FAQ still says 'more than 1000 currencies')	simpleswap.io
Founded	Operating since 2018 per site copyright line (no explicit 'founded in' statement found; Wikipedia article does not exist)	simpleswap.io
Current promotion	Crypto Exchange Free from sign-up, limits, complications	simpleswap.io
Crypto oversight	FinCEN (Financial Crimes Enforcement Network, US Treasury) is the federal AML regulator; its guidance classifies virtual-currency exchangers as money transmitters, alongside state money-transmitter regulators.	fincen.gov
Local funding rails	ACH bank transfer is the dominant deposit rail; the ACH Network connects essentially all US bank accounts and is operated by the Federal Reserve's FedACH and The Clearing House's EPN.	en.wikipedia.org

What does SimpleSwap actually charge?: Spread-based: no explicit percentage fee on crypto-to-crypto swaps; margin is built into the quoted rate — published at simpleswap.io and last checked on July 11, 2026. Promotional tiers and account-level discounts can lower it.
Is SimpleSwap available in United States?: SimpleSwap accepts sign-ups from United States at the time of our last check.
Do I need to verify my identity on SimpleSwap?: No mandatory KYC / sign-up; KYC triggered only for transactions flagged as suspicious; optional voluntary verification via SumSub for account perks (source: simpleswap.io).
How does ChainCosts earn from this page?: If you open an account through a link here, the provider may pay us a commission. It never changes the price you pay, and the numbers above come from the provider's published pages, not from the commercial relationship.
How is crypto regulated in United States?: FinCEN (Financial Crimes Enforcement Network, US Treasury) is the federal AML regulator; its guidance classifies virtual-currency exchangers as money transmitters, alongside state money-transmitter regulators. — Federal baseline is FinCEN Money Services Business (MSB) registration via FinCEN Form 107, renewed every two years; exchanges additionally need state money transmitter licences. (source: fincen.gov).

Swap with SimpleSwap

Market: United States
Verified: Jul 11, 2026
Data completeness: Only figures backed by the cited sources are shown; anything we could not verify is left out.

Sources

ChainCosts may earn a commission if you sign up through a partner link on this page. This never changes the numbers we publish.

Not financial, tax, custody, or investment advice. Verify live terms with the provider before acting.

exchange

SimpleSwap

promo: Crypto Exchange Free from sign-up, limits, complications
market: United States

Valid until Jan 1, 2027Source: simpleswap-official

Referral terms vary by region and account state.

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Who should use this page

en-US / US

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swap or exchange screening where users need the destination, fee model, and source references in one place.

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Machine-readable summary en-US / US

Canonical source: https://chaincosts.com/en-US/review/simpleswap
What this page does: review screening with visible partner-link disclosure
Offers covered: SimpleSwap
Evidence: 2 cited sources: SimpleSwap official website, ChainCosts exchange fee checklist
Partner links: Partner actions go through go.chaincosts.com; source links stay direct.
Not advice: Informational only. Verify provider terms, eligibility, and fees before acting.

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