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Kraken in United States: verified costs and terms

Kraken for United States: verified fees, limits, and availability — every number linked to an official source (checked August 30, 2026).

Verified
Aug 30, 2026
Sources
Official sources cited
Market
United States

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Kraken fees, cited — no signup button

We do not have a referral agreement with Kraken. The figures on this page still come from their published schedule. Their official fee page is listed in the sources. Partners we can route from this market are below.

Kraken publishes 0.4% taker / 0.25% maker as its entry-tier trading fees, and every number on this page links back to the official schedule it came from (last checked August 30, 2026). Kraken accepts sign-ups from United States at the time of our last check. Reserve transparency is part of the score here: the table notes what the platform publishes about its holdings. The United States is the strictest major market: several offshore venues do not accept US persons at all, so availability is the first thing to check before comparing fees.

The table below is the public entry-tier snapshot for Kraken: published fees, verification rules, and account terms, each linked to the official page it was read from and dated August 30, 2026. Logged-in tiers, promotions, and regional product lines can differ from the public schedule, so treat these numbers as the starting point for United States and confirm inside the account before moving size.

Kraken published terms, checked August 30, 2026.
WhatPublished valueSource
Spot maker fee0.25% (tier 0, 30-day volume under $10,000)kraken.com
Spot taker fee0.40% (tier 0, 30-day volume under $10,000)kraken.com
Proof of reservespublic_attestation
Crypto oversightFinCEN (Financial Crimes Enforcement Network, US Treasury) is the federal AML regulator; its guidance classifies virtual-currency exchangers as money transmitters, alongside state money-transmitter regulators.fincen.gov
Local funding railsACH bank transfer is the dominant deposit rail; the ACH Network connects essentially all US bank accounts and is operated by the Federal Reserve's FedACH and The Clearing House's EPN.en.wikipedia.org

Using Kraken from United States

Signing up from United States puts Kraken under a local rulebook, and it is not what the fee table alone tells you. FinCEN (Financial Crimes Enforcement Network, US Treasury) is the federal AML regulator; its guidance classifies virtual-currency exchangers as money transmitters, alongside state money-transmitter regulators. Federal baseline is FinCEN Money Services Business (MSB) registration via FinCEN Form 107, renewed every two years; exchanges additionally need state money transmitter licences. How money actually reaches the order book here: ACH bank transfer is the dominant deposit rail; the ACH Network connects essentially all US bank accounts and is operated by the Federal Reserve's FedACH and The Clearing House's EPN. Instant interbank payments are available via the Federal Reserve's FedNow Service, live since July 20, 2023, settling in near real-time at any time of day. On tax treatment in this market: The IRS treats digital assets as property, not currency; disposals of investment holdings are taxed as capital gains or losses, and all digital-asset transactions must be reported. None of this market context changes the Kraken figures in the table above — it decides how you act on them.

What does Kraken actually charge?
0.40% (tier 0, 30-day volume under $10,000) — published at kraken.com and last checked on August 30, 2026. Promotional tiers and account-level discounts can lower it.
Is Kraken available in United States?
Kraken accepts sign-ups from United States at the time of our last check.
How does ChainCosts earn from this page?
If you open an account through a link here, the provider may pay us a commission. It never changes the price you pay, and the numbers above come from the provider's published pages, not from the commercial relationship.
How is crypto regulated in United States?
FinCEN (Financial Crimes Enforcement Network, US Treasury) is the federal AML regulator; its guidance classifies virtual-currency exchangers as money transmitters, alongside state money-transmitter regulators. — Federal baseline is FinCEN Money Services Business (MSB) registration via FinCEN Form 107, renewed every two years; exchanges additionally need state money transmitter licences. (source: fincen.gov).

At a glance

Key facts

Verified Aug 30, 2026
Market
United States
Verified
Aug 30, 2026
Data completeness
Only figures backed by the cited sources are shown; anything we could not verify is left out.

Not financial, tax, custody, or investment advice. Verify live terms with the provider before acting.

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2 cited sourcescrypto
Machine-readable summaryen-US
What this page does
review screening with visible partner-link disclosure
Offers covered
No active offers in this market
Evidence
2 cited sources: Kraken fee schedule, ChainCosts exchange fee checklist
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