Koinly plans: free tier limits and published paid prices

What does Koinly publish for free tier limits and paid plan prices is best answered from official fee tables and product pages, not marketing screenshots. This guide freezes source-linked strings checked on 2026-07-25 and refuses invented digits. Treat Koinly as a research checklist, not a slogan. On the current snapshot, line 1 publishes Free plan: $0 free forever, 10,000 transactions, unlimited wallets/exchanges, portfolio tracking + capital gains preview; paid plan required only to download tax reports; line 2 publishes Newbie: $49 per tax year, 100 transactions; line 3 publishes Hodler: $99 per tax year, 1,000 transactions; line 4 publishes Trader: from $199 per tax year, 3,000 transactions; line 5 publishes 20,000+ cryptocurrencies with 8+ years of historical spot prices. Entry-tier schedules change with VIP volume, token discounts, and campaign windows, so the baseline line is the only fair starting point across venues. Withdrawal schedules, local funding rails, and futures maker or taker rows sit outside a single spot percentage and must be reopened on the live schedule. ChainCosts reviews link each figure back to the provider page. Editorial pages restate those figures for readers researching Koinly and carry no partner buttons. If a provider does not publish a number for your market, we leave the cell empty rather than invent one. Re-check the official URL before you act.