ChangeNOW vs Changelly: the Singapore numbers
ChangeNOW vs Changelly for Singapore: published fees, verification rules, and availability side by side, checked on August 4, 2026.
- Verified
- Sources
- Official sources cited
- Market
- Singapore
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- Market
- en-SG / SG
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- comparison
- Updated
- 4 Aug 2026
Referral terms vary by region and account state.
ChangeNOW and Changelly both publish their terms — this page compares them line by line for Singapore. Neither platform publishes enough overlapping numbers for a mechanical verdict in Singapore, so this page puts the terms they do publish side by side, each linked to its source. Every figure was re-checked against official pages on August 4, 2026, and the row-level sources are one click away below.
Exchange
ChangeNOW
- Market
- Singapore
Referral terms vary by region and account state.
Swap with ChangeNOWChangeNOW vs Changelly: published terms
ChangeNOW and its counterpart are lined up on the same published rows below — entry-tier costs, verification, coverage, and local availability — with the winning cell decided by the published number alone, re-checked on August 4, 2026. Where a platform does not publish a figure, the row says so instead of guessing, because an unpublished number is a real answer about transparency too. Use the availability row first if you are signing up from Singapore: a cheaper venue that cannot legally take your registration is not cheaper.
| Brand | Published value | Source | Availability | Action |
|---|---|---|---|---|
| ChangeNOW | Fee model: All-inclusive estimate: network + liquidity-provider trading fees baked into the quoted rate; no separately published service-fee percentage; FAQ: no additional or hidden fees · Rate types: Fixed-rate mode: the exchange completes regardless of rate fluctuations, with the agreed amount guaranteed | ChangeNOW official website | accepts Singapore | Open account |
 Changelly | Fee model: 0.25% · Rate types: Both floating rate and fixed rate swaps offered; fixed rate guarantees the exact displayed amount | Changelly official website | accepts Singapore | Open account |
Row-by-row verdict
Each check below names the platform whose published number wins that row outright, using the values re-verified on August 4, 2026. ChangeNOW and its rival keep their source links in the last row, so any cell can be audited in one click before you commit funds — and if a provider stops publishing a value, the row flips to "not published" on the next re-check rather than staying frozen.
| Check | ChangeNOW | Changelly |
|---|---|---|
| Fee model | All-inclusive estimate: network + liquidity-provider trading fees baked into the quoted rate; no separately published service-fee percentage; FAQ: no additional or hidden fees | 0.25% |
| Rate types | Fixed-rate mode: the exchange completes regardless of rate fluctuations, with the agreed amount guaranteed | Both floating rate and fixed rate swaps offered; fixed rate guarantees the exact displayed amount |
| Custody model | Non-custodial: does not hold user balances, no forced sign-up | Non-custodial exchange flow: funds sent directly to user wallet, not stored on platform |
| KYC policy | No registration or continuous identity checks; certain jurisdictions require mandatory KYC; otherwise risk-based KYC in specific cases, verification via Sumsub | Basic KYC (passport) up to 10,000 EUR per 48 hours; Advanced KYC (face recognition call + extra IDs) above that |
| Minimum exchange | Start from less than $2; no upper limit | not published |
| Listed assets | 1000+ assets available for exchange | over 1000 cryptocurrencies (as stated) |
| Founded | Operating since 2017 (also footer: © 2017 – 2026 CHN Group LLC) | operating since 2015 (company's own claim; corroborated on /about: 'Trusted by millions since 2015') |
| Availability | accepts Singapore | accepts Singapore |
| Official source | ChangeNOW official website | Changelly official website |
Using ChangeNOW or Changelly from Singapore
Signing up from Singapore puts ChangeNOW and Changelly under a local rulebook, and it is not what the fee table alone tells you. Monetary Authority of Singapore (MAS) oversees retail crypto as a payment service. Payment Services Act licensing: crypto exchanges are licensed payment service providers under the digital payment token service category, typically holding a Major Payment Institution licence. How money actually reaches the order book here: FAST (Fast and Secure Transfers) is the instant Singapore-dollar interbank transfer rail used for exchange deposits. PayNow is the consumer-facing proxy-addressing overlay on FAST, letting users pay via mobile number, NRIC or business number. On tax treatment in this market: IRAS generally treats individuals' gains from buying and selling financial instruments, including digital tokens, as non-taxable personal investments; there is no capital gains tax.
Frequently asked questions
- Which is better: ChangeNOW or Changelly?
- The published numbers do not produce a single winner for Singapore; the table above shows which platform wins each row so you can weight what matters to you.
- How is crypto regulated in Singapore?
- Monetary Authority of Singapore (MAS) oversees retail crypto as a payment service — Payment Services Act licensing: crypto exchanges are licensed payment service providers under the digital payment token service category, typically holding a Major Payment Institution licence (source: mas.gov.sg).
- How does ChainCosts earn from this page?
- If you open an account through a link here, the provider may pay us a commission. It never changes the price you pay, and it has no input into which cell wins a row — the published numbers decide.
At a glance
Key facts
- Market
- Singapore
- Verified
- Data completeness
- Only figures backed by the cited sources are shown; anything we could not verify is left out.
Sources
- ChangeNOW official website
- Changelly official website
- ChainCosts exchange fee checklist
ChainCosts may earn a commission if you sign up through a partner link on this page. This never changes the numbers we publish.
Not financial, tax, custody, or investment advice. Verify live terms with the provider before acting.
Exchange
ChangeNOW
- Market
- Singapore
Referral terms vary by region and account state.
Swap with ChangeNOWExchange
Changelly
- Market
- Singapore
Referral terms vary by region and account state.
Exchange with ChangellyRoute fit
Who should use this page
swap or exchange screening where users need the destination, fee model, and source references in one place.
- Confirm the provider serves this market before creating an account.
- Check live fees, bonus terms, limits, and identity requirements on the provider site.
- Use the partner link only when the destination still matches ChangeNOW and the visible terms look acceptable.
- Do not assume availability, pricing, or bonuses are identical across countries.
- Avoid depositing or submitting documents until provider terms match your own risk tolerance.
- Remember that partner actions go through ads.chaincosts.com; official source links remain direct.
Machine-readable summaryen-SG / SG
- Canonical source
- https://chaincosts.com/en-SG/compare/changenow-vs-changelly
- What this page does
- comparison screening with visible partner-link disclosure
- Offers covered
- ChangeNOW, Changelly
- Evidence
- 3 cited sources: ChangeNOW official website, Changelly official website, ChainCosts exchange fee checklist
- Partner links
- Partner actions go through ads.chaincosts.com; source links stay direct.
- Not advice
- Informational only. Verify provider terms, eligibility, and fees before acting.
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